Lets just simply call them X and Y.
X saw the immense amount I charged on my credit card, including a $655 purchase from Sistic, but nicely asked what I spent on. I explained that I ordered 5 tickets online so that my friends and I could sit together.
Y didn’t see me for the past week because I was away, and the first question thrown to me was about money. When I said I didn’t have any, Y sarcastically remarked that I could still travel overseas despite having no money.
Just a small example to explain the big difference between the 2.